I have often been asked: Why doesn’t insurance cover Career Coaching or Life Coaching?
Why Doesn’t Insurance Cover Career Coaching or Life Coaching?
I often have clients ask me: Why doesn’t insurance cover coaching?
The answer is simple.
Well, sort of. Health insurance covers things that need healing. Insurance companies call this: medical necessity.
If you are sick and go to your primary care physician or a specialist, they work with you to heal the problem. During the process, your doctor my slip in a tip about exercise and nutrition. However, if he suggests that you go to a nutritionist for eating tips or trainer at the gym, it is unlikely that they will be covered by insurance.
Your nutritionist and trainer are interested in building your health but they are not healing something that is sick. (Sometimes, if your sickness is related to your eating patterns, you can get insurance for your nutritionist.)
When you come for Life and/or Career Coaching, your health insurance company is not going to cover your sessions. They do not regard your coaching needs as *medical necessity*. In other words: Insurance feels like your lack of fulfillment and stress due to a rotten job are things that are *sickness*.
In Life and/or Career Coaching, we are not working on healing. We are working on fulfilling.
- We are working on helping you to fulfill the potentials that God placed in you to develop.
- We are working on helping you find and fulfill a meaningful life.
- We are working on helping you discover your gifts, build branding and skills to launch a new career.
- We are working to help you dream big dreams and set goals to bring them to pass.
Counseling is a healing profession, just like your family doctor or her physician’s assistant and nursing staff are healing professionals. They are all helping something that has a medical diagnosis get better.
Coaching is a fulfilling profession. It is just as valuable to your growth and potential as counseling is. You get the joy of knowing that you are directly funding your future!
It’s worth every penny.
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Contact me today for life changing Life and/or Career Coaching. If you are local, we will work in person. We can also coach by phone or Skype.